Allergies Home > More Answers on Zyrtec OTC

Q: Will my insurance cover OTC Zyrtec?
A: In almost all situations, insurance will not cover this medication. However, there may be exceptions. For instance, many state Medicaid programs choose to cover certain OTC products in order to save on cost.
Q: Can I use my flex spending account (FSA) or health savings account (HSA) for OTC Zyrtec?
A: Most FSA or HSA accounts allow products like Zyrtec. Check with your FSA or HSA benefits administrator for more information.
Q: Why is OTC Zyrtec significantly less expensive than prescription Zyrtec?
A: The low price of OTC Zyrtec does not reflect any defect in quality. The cost of medications usually drops significantly when they are switched to OTC status.
(For more information about OTC Zyrtec, see Zyrtec).
Written by/reviewed by:
Last reviewed by: Kristi Monson, PharmD;
Last updated/reviewed:
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